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Loans - online informationCredit Scoring - How a creditor decides whether to grant credit. 1998 article from the Federal Trade Commission. Predatory Lending Sucks - In-depth article about predatory lenders and lending practices by home mortgage companies. Includes links to resources and news reports and 10 warning signs. Tips For Avoiding Advance-Fee Loan Scams - How to avoid loan scams, from the Federal Trade Commission. Car / Auto loansBankRate: Auto Loans - Advice, tips, articles, comparisons and calculators for loans and leases. Edmunds.com Advice - Featuring articles on buying, selling, financing and leasing a vehicle. Includes links to buyer's guide and related services. How to Finance a Used Car - Article by Eastern Michigan University describes how to comparision shop for credit and identify sources of financing for a used vehicle. The Language of Leasing - A glossary of common vehicle financing terms from Consumer's Checkbook. Vehicle Repossession - An article by the Federal Trade Commission about consumer rights and obligations regarding this issue. What Can I Afford to Spend on a New Car? - One in a series of articles from Woman Motorist magazine, detailing the costs of car ownership, and budgeting for financing purposes. Includes related links. Home loansAARP Reverse Mortgages - The American Association of Retired Persons explains all about reverse mortgages. About Reverse Mortgages - Describes HUD program which enables seniors to benefit from the equity in their homes without selling and without making mortgage payments. AHM Home Buyer and Refinance Guide - A complete and easy to understand homebuyers and refinance guide. All Regs - Provides an extensive and up-to-date database of mortgage lending guidelines. Articles by David Reed - A collection of home financing articles by a well-known author and speaker on technology and mortgage lending issues. Ask Mortgage Master - Provides answers to questions consumers may have regarding mortgages. Cancellation of Private Mortgage Insurance - July 2000 discussion about a pending federal law that would save consumers money on Private Mortgage Insurance. Cities Commerce Corp. - Offers a mortgage tutorial intended to educate homebuyers about mortgage products. Decision Aide - Complete set of tools and analysis to determine the optimal way to structure a home loan. Dept. of Housing and Urban Development - Government agency oversees home mortgage lending practices. The Educated Home Buyer - Former mortgage loan officer explains home buying process, including how to choose and work with a mortgage lender and real estate agent. Epinions: Mortgage Brokerages - Consumer-generated reviews, buying tips and advice, ratings, price information, and searchable in a variety of ways from price to product type. Eyes Wide Open - A mortgage guide for first time home buyers. Freddie Mac: Buying and Owning a Home - Comprehensive guide to mortgages, financing, credit, moving and remodeling. FreeMortgageHelp.com - Information and tips for residential mortgage financing. Home Buyer's Information Center - Presents a consumer guide to choosing a mortgage. Home Equity Credit Lines - Still current information about home equity loans from a 1992 FTC article. Home Equity Loan Information - A consumer guide offering advice on how to get a loan. Home Equity Scams: Borrowers Beware! - What the practices are and how to protect yourself. Home Loan Guaranty Services, Veterans Benefits and Services - Information on the home loan program of the Veterans Administration. HUD Loans - Information about loans from the U.S. Department of Housing and Urban Development any buying homes with a low down payment. HUD On Your Side: Buying A Home - Various topics are covered from settlement costs to buying land and new construction. Department of Housing and Urban Development. Jill Hill's Real Estate Guide - Practical tips to help you qualify for the loan you want. The Loan Advisor - Objective advice on various types of loans ranging from home loans, refinancing, student loans, and first time mortgages. Loanlibrary.com - Free source for mortgage terminology, information, and guidelines. Looking for the Best Mortgage - Steps to take and pitfalls to watch out for when getting a home loan. Mortgage Discrimination - What the laws say they can't do. Mortgage for Beginners - Information on fixed and adjustable rate mortgages, home equity loans, refinancing, and reverse mortgages. With a glossary and mortgage calculators. Mortgage Forum - Post questions and receive answers from mortgage professionals. The Mortgage Journal - Mortgage rates for the northeast United States and home owner news. Mortgage Mart - Free consumer oriented mortgage resource center. Mortgage Orbit - Overview of the process of obtaining a mortgage along with lender options and a glossary. Mortgage Professor - Mortgage articles and resources by Wharton Professor and nationally syndicated mortgage columnist Jack M. Guttentag. Mortgage Protection and Critical Illness Insurance Policies - Life Insurance Direct offer mortgage protection, critical illness insurance, and level term assurance policies for mortgage payments insurance cover. Mortgage Refinancing Company - Provides information and a mortgage quote search service for consumers. Mortgage Talk - Offers a mortgage book plus advice on moving. Mortgage-Helper.com - Information on purchasing homes with little or no money down. Mortgage-X - Calculators, mortgage market trends, detailed information on various loan programs, articles and publications, a large vocabulary of mortgage terms. National Center for Home Equity Conversion - Independent nonprofit organization established in 1981 to educate consumers about reverse mortgages. Need a Loan? Think Twice About Using Your Home as Collateral - Unscrupulous lenders and home equity loan scams. The Parkhill Report - Offers mortgage information and current rates from major lenders. Real Estate Radio - Real Estate Radio guides listeners through a complicated world of Real Estate. Reverse Mortgages - What they are and how they work. Understanding the Home Mortgage Process - US Federal Reserve Board provides information to help consumers understand the mortgage lending process. When Your Home Is on the Line - What one should know about home equity lines of credit. From the US Federal Reserve Board. Personal loansBankrate.com - Rates, articles, and other basic information about consumer lending. BankSITE Consumer Guide - Provides information and self-qualification tests for a variety of consumer lending products. Cosigning A Loan - Article that describes risks and provides guidance regarding co-borrowers, from the Federal Trade Commission. Easy Credit? Not So Fast - The truth about advance-fee loan scams, where you pay first and get the loan later. Article from the Federal Trade Commission. The No-Equity Loan Trap - Article from SmartMoney.com about high loan-to-value loans for homeowners. Officials call payday financing "loan sharking" - Article from Bankrate.com about abusive lenders that offer advances on paychecks. Payday Loan Resource - Information on finding reputable cash advance and payday loan lenders as well as what to look for in a lender. Payday Loans = Costly Cash - Also called cash advance loans, check advance loans, or deferred deposit check loans, these high interest loans are usually expensive. Article from the Federal Trade Commission. Rent-A-Bank Payday Lending - Describes how banks help payday lenders evade State consumer protections. Research report by U.S. Public Interest Research Group. Steps in availing a personal loan in the UK - Timesofmoney.com offers detailed instructions on obtaining consumer financing. Worse than Loan-Sharking - Article from About.com regarding abuses in the advance payday loans business. Westcairn loans pages
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